Once you elect benefits during Annual Enrollment, they will remain in effect through the end of the upcoming calendar year, unless you have what’s called a qualified life event (defined by the IRS). Some common life events include:
- Marriage, divorce, legal separation or annulment
- Birth, adoption or placement of a child for adoption
- Your spouse/domestic partner acquires or loses coverage through his/her employer
- Your child gains or loses eligibility for your coverage
- A change in your place of residence that causes a loss or gain of coverage
You have 31 calendar days from the event to make allowable changes that are consistent with your life event.