Your biweekly contribution rate for medical/prescription drug benefits in 2025 depends on who you choose to cover and your service hours (as of December 31), as shown here:

National Choice and Whole Health Plan

National Select Plan

Surest Plan

HMSA PPO (Hawaii Only)

No. Your annual contribution rate is determined before new coverage takes effect on January 1 each year and remains in effect for the whole upcoming plan year. For instance, if you have worked 18,000 hours as of December 31 and you have TM Only coverage in the National Choice or WHP, your biweekly contribution rate will be $25 from January 1 – December 31 of the following year—even if you work enough hours during that time to reach the next contribution threshold (20,000 – 39,000 hours). If you choose to enroll for coverage the next year, your rate would be adjusted at that time.

No. You must enroll for coverage when you first become eligible. And it’s always a great idea to review your coverage each year during annual enrollment. There may be years (like 2023) that the medical coverage you’re enrolled for will simply continue for the upcoming year if you don’t change your coverage.

If you miss a deduction for benefits, you will be part of an Arrears Repayment plan. For more information, please submit an AskTMS case.